Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

California

Juneboarder

(1,748 posts)

8. Most mortgages DO NOT insist on insurance.

Reply to Bernardo de La Paz (Reply #1)

Mon May 19, 2025, 12:14 PM

May 19

Earthquake insurance is not a requirement for any mortgage company that lends on conventional, FHA/VA, FNMA, etc. I do know that there are some proprietary mortgage lenders (jumbo loans) that may require it, but in my history of being in the mortgage industry, I only know of one that used to require it, but with much pushback from brokers and borrowers, they removed their requirement.