A reminder. He who dies broke, wins.

[bucolic_frolic]

5. All true, but it really only becomes an issue if taxed

There are still a few states with estate or inheritance taxes. Some you can avoid tax with charities, insurance trusts, or by gifting a year prior to death.

I only posted because I do like the idea leaving debts behind that are absorbed by banks, credit card companies, etc. I doubt it will happen that way, though. It would be happenstance for someone to plan and time it right with that view in mind.