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Bobstandard

(1,884 posts)
8. Remember Canadian healthcare is not free for expats
Sun Jun 23, 2024, 02:31 PM
Jun 2024

If you have health needs that must be taken care of in Canada you will be a ‘retail’ customer, paying for everything out-of-pocket. You may also be plagued by long wait times for access to care that is not urgent (this is a problem many Canadian’s complain about). Also, Medicare and other US based health care plans do not pay for most care provided in Canada. They may pay for initial emergency care, but not for many, many other things. You know how us health insurers hate to pay for your treatment in the US? It goes double or triple for care outside the US with many more fine print exclusions to help them.

How do I know? My wife had an emergency in semi rural northern canada that required emergency care and two nights of observation in a Canadian regional hospital. The level of care was very good. After a huge, long, paperwork, phone-tree, and phone call nightmare dealing with our insurance company, we ended up paying a couple thousand dollars for the Canadian care. I must say the Canadians were very patient when we kept putting them off with the excuse of dealing with our insurance system. I think we actually paid them off over a year after the incident.

Nevertheless, we keep our rural property there now specifically for in case Trump is elected and things go as he promises. Interestingly, quite a few of our neighbors initially came to Canada to avoid going to Vietnam. They’re well integrated in the community and, like OG Canadians, great people I’m happy to know and be around. There may be RWNJs about, but I don’t run into them.

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